Turn your spending into momentum

Grain turns your accounts into clear insights, smarter budgets, and an action plan - without manual work.

Private & Canadian
Read-only
Bank-grade

Be first to know when we launch

Good morning, Alex
Here's what matters today
Opportunity Alert
Cancel Spotify Premium Family
You're the only active user. Switch to Individual and save $108/year
PATTERN DETECTED
You spend 40% less when grocery shopping on Sundays vs weekdays
YOU VS SIMILAR EARNERS
Your savings rate: 38%
Top 15% for $85k earners in Toronto
Condo Fund
3 weeks ahead
$47,200 of $70,000

Insights that drive action

AI spots patterns, benchmarks your spending, and shows opportunities you'd miss manually.

Financial momentum

Goals, projections, and what-if scenarios that keep you moving toward what matters.

Privacy you can trust

Read-only, Canadian-hosted, bank-grade encryption. Your data never leaves Canada.

What you get

Post-onboarding, Grain becomes your financial control center

Net Worth
$47,293
+$3,142 this month
Income
$6,800
+12% vs last month
Expenses
$3,658
-8% vs last month
Savings Rate
46%
Top 10% of $85k earners in Toronto

Your privacy is non-negotiable

Bank-grade security, Canadian data sovereignty, and read-only access. We can see your transactions - we can never move your money.

Read-only access

We can never move, transfer, or touch your money. Ever.

Canadian hosted

Your data never leaves Canada. Full PIPEDA compliance.

Bank-level encryption

256-bit encryption. Same standards as your bank.

You control access

Disconnect any account instantly. Delete all data anytime.

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Trusted by Canada's major financial institutions.

Join the waitlist

Launching soon. Be first to access Grain and stop the spreadsheet madness.

We'll email you when it's your turn